The Academy for Modern Lending.
The Aakkio Academy offers short, impactful courses on lending, collections, growth, and financial operations — designed for professionals building the future of finance.
Featured Tracks
The Aakkio Academy offers short, impactful courses on lending, collections, growth, and financial operations — designed for professionals building the future of finance.
Leadership & Transformation
Core Lending Models & Unit Economics
This course breaks lending down to its core, covering key models, revenue drivers, and how to balance growth with profitability to align your lending strategy with your goals.
Course Content.
Core Lending models and unit economics
- Strategic Direction; Profit vs Growth
- Fundamentals of consumer, SME and B2B lending
- Revenue Lever: The Engine Room
- Knowledge Check: Quiz
- Case Study: Microfinance Salary Advance
People & Productivity in Lending
This course shows how to build and manage high-performing lending teams—aligning structure, incentives, and culture to drive productivity and results.
Course Content.
People & Productivity in Lending
- How Lending Organisations Are Structured
- Hiring the Right People for the Right Seats
- Managing People and Setting Performance Expectations
- Motivating, Incentivising, and Retaining Teams
- Leadership and Culture in Lending Organisations
- Building Productive Systems and Processes
- Sales and Field Team Productivity
- Integrating People, Data, and Performance
- Knowledge Check: Quiz
- Case Study: Comparing Field vs. Digital Collections Team Productivity
Strategy & Growth
Core Lending Models & Unit Economics
This course breaks lending down to its core, covering key models, revenue drivers, and how to balance growth with profitability to align your lending strategy with your goals.
Course Content.
Core Lending models and unit economics
- Strategic Direction; Profit vs Growth
- Fundamentals of consumer, SME and B2B lending
- Revenue Lever: The Engine Room
- Knowledge Check: Quiz
- Case Study: Microfinance Salary Advance
Product Development & Design for Lenders
This course covers the end-to-end process of building lending products—from strategy and PRDs to testing and iteration—so you can launch compliant, functional, and commercially successful offerings.
Course Content.
Product Development and Design for Lenders
- Product Strategy Development: Building Blocks
- End-to-End Product Development Playbook
- Product Paper (PRD) for Lenders — Your Product’s Blueprint
- Testing & Product Rollout (Alpha → Beta → Full Launch)
- Knowledge Check: Quiz
- Case Study: Testing & Rolling Out a Lending Product
GTM & Growth Hacking for Loan Products
This course covers go-to-market strategy, acquisition metrics, and ROI tracking—helping you optimize campaigns and drive sustainable portfolio growth.
Course Content.
GTM & Growth Hacking for Loan Products
- What GTM means for lenders
- Funnel Strategy and Visualization (Macro View)
- GTM/Acquisition Strategy for Lenders
- Tracking and Attribution
- GTM Economics – The numbers that matter
- Channel profitability comparison (Segmented view)
- Cohort Improvement Analysis (Time Series View)
- Benchmarks for healthy GTM Economics
- Knowledge Check: Quiz
- Case Study: LendaSure’s Growth Paradox
Digital Campaigns & SEO for Loan Products
This course teaches you how to drive growth through digital marketing—covering high-converting campaigns, SEO strategy, paid vs organic channels, and performance tracking for compounding results.
Course Content.
Digital Campaigns and SEO for Loan Products
- Digital Campaign Strategy & Execution
- SEO & Content Strategy
- Technical SEO – The Foundation
- Content SEO: What to Write and How
- Link Building and Authority Growth
- Tracking SEO Performance
- The SEO Flywheel
- Knowledge Check: Quiz
- Case Study: Credia Finance — Paid Ads vs. Organic Momentum
Risk & Collections
Credit Risk Management 101
Risk is central to lending. This course covers how lenders assess, price, and control credit risk—using credit policies, scoring models, and risk-adjusted pricing to protect against losses while supporting growth.
Course Content.
Credit Risk Management 101
- Why Credit Risk Management Matters
- Credit Risk Frameworks
- Credit Scoring Models
- Credit Policy Design
- Risk-Adjusted Pricing
- The Management Credit Committee (MCC)
- Knowledge Check: Quiz
- Case Study: B2C vs B2B Risk Assessment
Lending & Credit
Credit Risk Management 101
Risk is central to lending. This course covers how lenders assess, price, and control credit risk—using credit policies, scoring models, and risk-adjusted pricing to protect against losses while supporting growth.
Course Content.
Credit Risk Management 101
- Why Credit Risk Management Matters
- Credit Risk Frameworks
- Credit Scoring Models
- Credit Policy Design
- Risk-Adjusted Pricing
- The Management Credit Committee (MCC)
- Knowledge Check: Quiz
- Case Study: B2C vs B2B Risk Assessment
Product Development & Design for Lenders
This course covers the end-to-end process of building lending products—from strategy and PRDs to testing and iteration—so you can launch compliant, functional, and commercially successful offerings.
Course Content.
Product Development and Design for Lenders
- Product Strategy Development: Building Blocks
- End-to-End Product Development Playbook
- Product Paper (PRD) for Lenders — Your Product’s Blueprint
- Testing & Product Rollout (Alpha → Beta → Full Launch)
- Knowledge Check: Quiz
- Case Study: Testing & Rolling Out a Lending Product
Operations, Legal & Compliance
Financial Operations for Lenders
This course explores how to design and scale effective collections—covering recovery strategies, performance tracking, and digital tools through practical frameworks and case studies.
Course Content.
Financial Operations for Lenders
- Understanding the Financial Backbone of a Lending Business
- Treasury Management for Lenders
- Bookkeeping and Financial Records Management
- Reconciliation and Financial Integrity
- Tax Management for Lenders
- Management & Regulatory Reporting
- Financial Controls, SOPs, and Governance
- Technology & Automation in Financial Operations
- Putting It All Together – Financial Ops Playbook
- Knowledge Check: Quiz
- Case Study: Reconciling Loan Repayments via Bank APIs
Legal, Governance & Compliance in Lending
This course covers the legal, regulatory, and governance foundations of lending—from contracts and KYC/AML to data privacy and audit readiness—so your business stays compliant and future-ready.
Course Content.
Legal, Governance & Compliance
- Legal Foundations of Lending
- Regulatory Landscape
- Governance Structures in Lending Institutions
- Credit Policy & Legal Documentation
- Data Privacy, Consumer Protection & Digital Lending Ethics
- Anti-Money Laundering (AML) & Know Your Customer (KYC)
- Debt Recovery & Legal Enforcement
- Compliance Framework & Audit Readiness
- Emerging Legal & Governance Themes
- Case Studies & Practical Simulations