Summon Clarity.
Command Growth.

Aakkio Consulting helps individuals and organizations in Financial Services (Lending), summon the insights, systems and strategy they need to grow smarter, faster and profitably

Born from Accio — the summoning spell — Aakkio means to call forth potential. We bring that idea to lending: summoning knowledge, growth, and transformation through strategy, learning, and community.

Each offering under Aakkio exists to help you summon something essential

Aakkio Academy [Courses]

Explore our carefully curated online courses to learn what drives modern lending and how to build lending products or businesses that are sustainable and profitable.

Aakkio Toolkit [Templates]

Access a marketplace of free, ready-made templates and frameworks across all sectors or lending and get your products, processes, or plans standardised in seconds.

Aakkio Insight [Experts]

Get clarity. Talk to experts across all sectors of lending and ask any questions or request for their insights on your strategies, products or any challenge you're facing.

Aakkio Business [Consulting]

Setting up a new lending business? Get everything you need to go go-live in one place. Auditing or rebuilding your strategy or processes? Get tailored consulting and training for teams.

The Academy for Modern Lending

The Aakkio Academy offers robust, impactful courses on lending, collections, growth, and financial operations, designed for professionals building the future of finance.

Core Lending Models & Unit Economics

This course breaks lending down to its core, covering lending principles, key models, revenue drivers, and how to balance growth with profitability to align your short and long term lending strategy with your goals.

Course Content.

Core Lending models and unit economics

  • Strategic Direction – profit vs growth
  • Fundamentals of lending
  • Revenue Levers
  • Unit Economics

Credit Risk Management 101

Risk is central to lending. This course covers how lenders assess, price, and control credit risk, using credit policies, scoring models, and risk-adjusted pricing to protect against losses while supporting growth.

Course Content.

Credit Risk Management 101

  • Credit Risk Frameworks
  • Credit Scoring Models
  • Credit Policy Design
  • Risk-Adjusted Pricing
  • The MCC

Product Development & Design for Lenders

This course covers the end-to-end process of building lending products from strategy and PRDs to testing and iteration so you can launch compliant, functional, and commercially successful offerings.

Course Content.

Product Development and Design for Lenders

  • Product Strategy
  • Product Development Playbook
  • Financials & Economics 
  • Testing & Product Rollout 

Debt Collection & Recovery Blueprint

This course explores how to design and scale effective collections right from product design, covering recovery strategies, performance tracking, and digital tools through practical frameworks and case studies.

Course Content.

Debt Collection and Recovery Blueprint

  • Collection Toolkit
  • Collections in Loan Design
  • Recovery Strategies
  • Collections Playbook

GTM & Growth Hacking for Loan Products

This course covers go-to-market strategy, acquisition metrics, and ROI tracking, helping you optimize campaigns and drive sustainable portfolio growth. The course also helps you identify and track metrics that matter to profit.

Course Content.

GTM & Growth Hacking for Loan Products

  • Funnel Strategy and Visualization 
  • Acquisition Strategy 
  • Tracking and Attribution
  • GTM Economics 

Digital Campaigns & SEO for Loan Products

This course teaches you how to drive growth through digital marketing, covering high-converting campaigns, SEO strategy, paid vs. organic channels, and performance tracking to compound results.

Course Content.

Digital Campaigns and SEO for Loan Products

  • Digital Campaign Strategy 
  • SEO & Content Strategy
  • Technical & Content SEO
  • The SEO Flywheel

People & Productivity in Lending

This course shows how to build and manage high-performing lending teams, aligning structure, incentives, and culture to drive productivity and results across different units in a Financial Institution

Course Content.

People & Productivity in Lending

  • Leadership and Culture 
  • Building Productive Systems 
  • Sales Team Productivity
  • People and Performance

Financial Operations for Lenders

This course unpacks how treasury, reconciliation, bookkeeping, and reporting work together to protect and grow your bottom line. You’ll learn how to build financial controls, automate tasks, and prepare accurate reports.

Course Content.

Financial Operations for Lenders

  • Financial Records Management
  • Regulatory Reporting
  • Controls & Governance
  • Financial Ops Playbook

Legal, Governance & Compliance in Lending

This course covers the legal, regulatory, and governance foundations of lending from contracts and KYC/AML to data privacy and audit readiness so your business stays compliant and future-ready.

Course Content.

Legal, Governance & Compliance

  • Legal Foundations 
  • Governance Structures 
  • Consumer Protection 
  • Emerging Legal & Governance Themes
Tools You Can Apply Today

Access ready-made templates, playbooks, and frameworks that save hours of guesswork, from credit scoring sheets to collection call scripts and financial dashboards.

Unit Economics Model Template

Credit Policy
Template

ROI Simulator for GTM Spend

Management Credit Committee Template

Funnel Health Dashboard Template

Lending Strategy
Builder

Tracking Attribution, UTM Builder

Risk Rating
Matrix

Get Clarity, Not Opinions

Ask verified experts in lending, risk, and business operations.
Schedule a quick consultation or submit a specific question and get answers backed by experience.

Oke Egbi

Strategy, Product, Marketing, Growth

Executive

Expert's Bio

Oke is a senior fintech executive and lending expert with over a decade of experience building, scaling, and advising credit-led businesses on financial products across Africa using practical, execution-driven frameworks grounded in real-world lending and embedded finance experience.

Gursimran Bawa

Marketing, Growth
Executive

Expert's Bio

Gursimran is a strategy and growth consultant with over 10 years of experience helping fintech, consumer tech, and digital-first businesses scale sustainably across emerging and developed markets. He specializes in growth strategy, market positioning, and user lifecycle design

Khade Idogho

Strategy, Product, Growth
Executive

Expert's Bio

Khade has spent the past decade building and scaling businesses at the intersection of strategy, technology, and consumer finance across Africa. Khade helps teams move from big ideas to real, operating businesses.

Jubril Juma

Strategy, Product
Executive

Expert's Bio

Jubril Juma is a senior product leader and strategic UX researcher with over 12 years of experience driving product innovation through data, design, and human-centered methodologies across fintech and consumer services. He focuses on building scalable, user-led experiences for global markets.

Simisola Akintola

Sales & Partnerships

Executive

Expert's Bio

Simisola is an accomplished financial services leader with over a decade of experience in sales, business development, and strategic partnerships. She excels at designing processes that drive business growth and expansion and believes that people are at the core of success.

Aroyewun Omoniyi

Credit Risk, Collections & Recovery

Advanced

Expert's Bio

Omoniyi is a seasoned Credit and Risk Management professional with extensive expertise in designing and implementing credit policies, portfolio management frameworks, and enterprise risk governance across the financial services sector.

When Your Team Needs Transformation, Not Theory

Aakkio works with organizations to modernize credit, improve collections, and embed operational intelligence through custom consulting and team learning.

Strategic advisory

Our advisory services combine strategic insight with technical depth across credit, product, data and technology to help you seign scalable lending models and refine product strategy

Corporate Learning Programs

Each program is built around your organization’s goals, bridging strategy, operations, and execution to turn learning into measurable business transformation.

Custom Playbook Creation

Transform the way your organization executes. We distill proven strategies, data insights, and operational expertise into bespoke playbooks.

Team Capability Audits

Our capability audits benchmark skills, uncover inefficiencies, and reveal strategic opportunities to strengthen your organization’s overall effectiveness.

Learn Together. Grow Faster.

 Aakkio Circle is a private community of professionals shaping the next era of lending and growth. Share wins, swap ideas, and stay inspired.

Working with Aakkio completely changed how our credit team thinks about lending strategy. Before, we were reacting to defaults, now we can anticipate and to a large extent, mitigate some of them

Alex A., Head of Product - Digital Lender

I recently had to set up a product and credit risk function at a new lending startup and the courses and templates from Aakkio gave me a solid foundation to build on.

Grace K., COO - Micro Lender

Mid last year, I realized my team needed grounding in the fundamentals of lending to help them make better decisions in product design and operational processes. Aakkio came in and trained the team and the technical expertise is significantly improved

Babatunde, CPO - Microfinance Bank